E
Heard A.M.E. Federal Credit Union
RoselleNJ
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Heard A.M.E. Federal Credit Union
Roselle, NJ
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Rating E
Asset Quality Index 8.30
Capitalization Index 2.20
Liquidity Index 8.20
Profitability Index 1.80
Stability Index 1.00
Company Info Heard A.M.E. Federal Credit Union
Roselle, NJ
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NCUA Charter Number 3910
Phone Number (908) 241-5588
Website www.heardame.org/our-history
Asset Quality Heard A.M.E. Federal Credit Union
Roselle, NJ
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1-Year Asset Growth 4.12%
5-Year Asset Growth -1.19%
5-Year Charge-Offs to Average Loans 2.86%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Heard A.M.E. Federal Credit Union
Roselle, NJ
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Total Assets 202.00K
Total Deposits 191.00K
Capital and Reserves Heard A.M.E. Federal Credit Union
Roselle, NJ
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Capital 10.00K
Leverage Ratio 4.95
Loan Loss Reserves to Loans 5.26%
Liquidity Heard A.M.E. Federal Credit Union
Roselle, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 84.82%
Profitability Heard A.M.E. Federal Credit Union
Roselle, NJ
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5-Year Return on Average Assets -1.55%
Net Income 0.00
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.00%
Overhead Efficiency Ratio 100.00%
Return on Assets 0.00%
Return on Equity 0.00%