| Weiss Ratings |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 4.40 | |||
| Liquidity Index | 7.70 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 1.70 | |||
| Company Info |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| NCUA Charter Number | 3910 | |||
| Phone Number | (908) 241-5588 | |||
| Website | www.heardame.org/our-history | |||
| Asset Quality |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| 1-Year Asset Growth | -0.51% | |||
| 5-Year Asset Growth | -1.19% | |||
| 5-Year Charge-Offs to Average Loans | 3.97% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 13.33% | |||
| Non-Performing Loans to Loans | 3.51% | |||
| Balance Sheet |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Total Assets | 194.00K | |||
| Total Deposits | 180.00K | |||
| Capital and Reserves |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Capital | 13.00K | |||
| Leverage Ratio | 6.70 | |||
| Loan Loss Reserves to Loans | 3.51% | |||
| Liquidity |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 74.59% | |||
| Profitability |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| 5-Year Return on Average Assets | -1.65% | |||
| Net Income | 2.00K | |||
| Net Interest Spread | 7.14% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 71.43% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 24.24% | |||