| Weiss Ratings |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 3.10 | |||
| Liquidity Index | 8.70 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 3.20 | |||
| Company Info |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| NCUA Charter Number | 3910 | |||
| Phone Number | (908) 241-5588 | |||
| Website | www.heardame.org/our-history | |||
| Asset Quality |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| 1-Year Asset Growth | 0.52% | |||
| 5-Year Asset Growth | -0.10% | |||
| 5-Year Charge-Offs to Average Loans | 2.86% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 7.69% | |||
| Non-Performing Loans to Loans | 5.88% | |||
| Balance Sheet |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Total Assets | 195.00K | |||
| Total Deposits | 183.00K | |||
| Capital and Reserves |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Capital | 11.00K | |||
| Leverage Ratio | 5.13 | |||
| Loan Loss Reserves to Loans | 11.76% | |||
| Liquidity |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 95.65% | |||
| Profitability |
Heard A.M.E. Federal Credit Union
Roselle, NJ |
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| 5-Year Return on Average Assets | -0.85% | |||
| Net Income | -6.00K | |||
| Net Interest Spread | 11.35% | |||
| Operating Profit to Average Assets | -4.06% | |||
| Overhead Efficiency Ratio | 300.00% | |||
| Return on Assets | -4.06% | |||
| Return on Equity | -61.54% | |||