A
Geismar Complex Federal Credit Union
GeismarLA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Geismar Complex Federal Credit Union
Geismar, LA
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Rating A
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 8.80
Stability Index 7.00
Company Info Geismar Complex Federal Credit Union
Geismar, LA
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NCUA Charter Number 3911
Phone Number (225) 673-3371
Website gcfcu.net
Asset Quality Geismar Complex Federal Credit Union
Geismar, LA
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1-Year Asset Growth 7.95%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.52%
Balance Sheet Geismar Complex Federal Credit Union
Geismar, LA
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Total Assets 39.29M
Total Deposits 33.75M
Capital and Reserves Geismar Complex Federal Credit Union
Geismar, LA
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Capital 5.40M
Leverage Ratio 13.75
Loan Loss Reserves to Loans 0.62%
Liquidity Geismar Complex Federal Credit Union
Geismar, LA
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Hot Money Ratio 9.22%
Liquidity Ratio 39.11%
Profitability Geismar Complex Federal Credit Union
Geismar, LA
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5-Year Return on Average Assets 1.28%
Net Income 313.00K
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 56.74%
Return on Assets 1.65%
Return on Equity 11.93%