B
Geismar Complex Federal Credit Union
GeismarLA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Geismar Complex Federal Credit Union
Geismar, LA
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 7.50
Stability Index 7.00
Company Info Geismar Complex Federal Credit Union
Geismar, LA
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NCUA Charter Number 3911
Phone Number (225) 673-3371
Website gcfcu.net
Asset Quality Geismar Complex Federal Credit Union
Geismar, LA
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1-Year Asset Growth 14.30%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.75%
Non-Performing Loans to Loans 0.85%
Balance Sheet Geismar Complex Federal Credit Union
Geismar, LA
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Total Assets 42.27M
Total Deposits 36.67M
Capital and Reserves Geismar Complex Federal Credit Union
Geismar, LA
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Capital 5.50M
Leverage Ratio 13.01
Loan Loss Reserves to Loans 0.72%
Liquidity Geismar Complex Federal Credit Union
Geismar, LA
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Hot Money Ratio 14.78%
Liquidity Ratio 37.57%
Profitability Geismar Complex Federal Credit Union
Geismar, LA
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5-Year Return on Average Assets 1.28%
Net Income 410.00K
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 59.98%
Return on Assets 1.41%
Return on Equity 10.29%