B
O And R Utilities Employees Federal Credit Union
Monroe,  NY
Rating Date
September 2025
Net Capital
Ratio
12.20
Leverage
Ratio
12.20
Return On
Assets
1.57%
Total
Assets
31.46M
Capital
3.84M
Total
Deposits
27.58M
Net
Income
242.00K
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Weiss Ratings O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 9.40
Stability Index 6.30
Company Info O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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NCUA Charter Number 3920
Phone Number (845) 774-0831
Website www.orutilfcu.org
Asset Quality O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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1-Year Asset Growth 9.02%
5-Year Asset Growth 12.67%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.18%
Non-Performing Loans to Loans 0.65%
Balance Sheet O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Total Assets 31.46M
Total Deposits 27.58M
Capital and Reserves O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Capital 3.84M
Leverage Ratio 12.20
Loan Loss Reserves to Loans 0.34%
Liquidity O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Hot Money Ratio 13.67%
Liquidity Ratio 16.94%
Profitability O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 242.00K
Net Interest Spread 4.80%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 60.70%
Return on Assets 1.57%
Return on Equity 13.03%