B
O And R Utilities Employees Federal Credit Union
Monroe,  NY
Rating Date
December 2025
Net Capital
Ratio
11.97
Leverage
Ratio
11.97
Return On
Assets
0.88%
Total
Assets
33.00M
Capital
3.95M
Total
Deposits
29.01M
Net
Income
207.00K
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Weiss Ratings O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 6.80
Stability Index 6.30
Company Info O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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NCUA Charter Number 3920
Phone Number (845) 774-0831
Website www.orutilfcu.org
Asset Quality O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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1-Year Asset Growth 15.29%
5-Year Asset Growth 12.67%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.97%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.11%
Balance Sheet O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Total Assets 33.00M
Total Deposits 29.01M
Capital and Reserves O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Capital 3.95M
Leverage Ratio 11.97
Loan Loss Reserves to Loans 0.09%
Liquidity O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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Hot Money Ratio 21.72%
Liquidity Ratio 27.82%
Profitability O And R Utilities Employees Federal Credit Union
Monroe, NY 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 207.00K
Net Interest Spread 4.85%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 59.12%
Return on Assets 0.88%
Return on Equity 7.31%