B
JM Associates Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 3.50
Stability Index 7.00
Company Info JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3922
Phone Number (904) 378-4588
Website www.jmafcu.org
Asset Quality JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.93%
5-Year Asset Growth 3.71%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.51%
Balance Sheet JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 147.16M
Total Deposits 127.21M
Capital and Reserves JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.18M
Leverage Ratio 15.22
Loan Loss Reserves to Loans 1.06%
Liquidity JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.78%
Liquidity Ratio 16.63%
Profitability JM Associates Federal Credit Union
Jacksonville, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.38%
Net Income 515.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 0.45%
Overhead Efficiency Ratio 78.05%
Return on Assets 0.68%
Return on Equity 6.25%