A
Town of Cheektowaga Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
16.40
Leverage
Ratio
16.40
Return On
Assets
1.23%
Total
Assets
36.83M
Capital
6.04M
Total
Deposits
30.79M
Net
Income
225.00K
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Weiss Ratings Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 9.00
Stability Index 8.00
Company Info Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 3923
Phone Number (716) 686-3497
Website www.townofcheektowagafcu.com
Asset Quality Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 4.97%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.14%
Balance Sheet Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 36.83M
Total Deposits 30.79M
Capital and Reserves Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 6.04M
Leverage Ratio 16.40
Loan Loss Reserves to Loans 0.35%
Liquidity Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 14.48%
Profitability Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 225.00K
Net Interest Spread 2.87%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 58.64%
Return on Assets 1.23%
Return on Equity 7.60%