A
Town of Cheektowaga Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
16.60
Leverage
Ratio
16.60
Return On
Assets
1.38%
Total
Assets
37.33M
Capital
6.20M
Total
Deposits
31.13M
Net
Income
379.00K
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Weiss Ratings Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 9.30
Stability Index 8.00
Company Info Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 3923
Phone Number (716) 686-3497
Website www.townofcheektowagafcu.com
Asset Quality Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 3.26%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.12%
Balance Sheet Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 37.33M
Total Deposits 31.13M
Capital and Reserves Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 6.20M
Leverage Ratio 16.60
Loan Loss Reserves to Loans 0.31%
Liquidity Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 13.34%
Profitability Town of Cheektowaga Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 379.00K
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 56.11%
Return on Assets 1.38%
Return on Equity 8.44%