Raleigh County Educators Federal Credit Union

Beckley, WV

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.70
Capitalization Index	10.00
Liquidity Index	6.40
Profitability Index	6.60
Stability Index	6.30

Company Info	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3924
Phone Number	(304) 256-4600
Website	www.raleighcountyefcu.com

Asset Quality	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.26%
5-Year Asset Growth	0.68%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.57%
Non-Performing Loans to Capital	2.26%
Non-Performing Loans to Loans	1.41%

Balance Sheet	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	21.41M
Total Deposits	15.89M

Capital and Reserves	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
Capital	5.36M
Leverage Ratio	25.08
Loan Loss Reserves to Loans	0.36%

Liquidity	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.94%
Liquidity Ratio	45.56%

Profitability	Raleigh County Educators Federal Credit Union Beckley, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.57%
Net Income	156.00K
Net Interest Spread	4.17%
Operating Profit to Average Assets	1.06%
Overhead Efficiency Ratio	74.44%
Return on Assets	0.96%
Return on Equity	3.95%