Halifax County Community Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.0 on a scale of 0 to 10).
Other Rating Factors:
Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.2 and a net worth ratio of 7.2. A current level of 5.9 percent of nonperforming loans to core capital contributes to the Good asset quality (6.8).
Asset Mix:
Consumer loans (8%), home mtgs (4%), comm loans (0%), other (87%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1176 Huell Matthews Highway
South Boston, VA 24592
South Boston, VA 24592
Phone Number
(434) 575-7916
NCUA Charter Number
Website
Largest Competitors
Vienna, VA
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