D
Halifax County Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
7.22
Leverage
Ratio
7.22
Return On
Assets
-0.20%
Total
Assets
6.91M
Capital
499.00K
Total
Deposits
6.40M
Net
Income
-10.00K
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Weiss Ratings Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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Rating D
Asset Quality Index 6.80
Capitalization Index 4.90
Liquidity Index 8.10
Profitability Index 0.60
Stability Index 2.00
Company Info Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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NCUA Charter Number 3930
Phone Number (434) 575-7916
Website www.hccfcu.org
Asset Quality Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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1-Year Asset Growth 3.85%
5-Year Asset Growth 1.89%
5-Year Charge-Offs to Average Loans 1.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 5.93%
Non-Performing Loans to Loans 3.28%
Balance Sheet Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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Total Assets 6.91M
Total Deposits 6.40M
Capital and Reserves Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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Capital 499.00K
Leverage Ratio 7.22
Loan Loss Reserves to Loans 0.77%
Liquidity Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 71.06%
Profitability Halifax County Community Federal Credit Union
South Boston, VA 		Click to
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5-Year Return on Average Assets -0.97%
Net Income -10.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets -0.20%
Overhead Efficiency Ratio 133.12%
Return on Assets -0.20%
Return on Equity -2.58%