B
Genesee Co-Op Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesee Co-Op Federal Credit Union
Rochester, NY
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 6.30
Stability Index 8.50
Company Info Genesee Co-Op Federal Credit Union
Rochester, NY
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NCUA Charter Number 3937
Phone Number (585) 461-2230
Website www.genesee.coop
Asset Quality Genesee Co-Op Federal Credit Union
Rochester, NY
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1-Year Asset Growth 6.06%
5-Year Asset Growth 12.97%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 4.01%
Non-Performing Loans to Loans 1.38%
Balance Sheet Genesee Co-Op Federal Credit Union
Rochester, NY
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Total Assets 45.07M
Total Deposits 30.29M
Capital and Reserves Genesee Co-Op Federal Credit Union
Rochester, NY
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Capital 8.35M
Leverage Ratio 23.10
Loan Loss Reserves to Loans 1.32%
Liquidity Genesee Co-Op Federal Credit Union
Rochester, NY
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Hot Money Ratio 11.09%
Liquidity Ratio 30.84%
Profitability Genesee Co-Op Federal Credit Union
Rochester, NY
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5-Year Return on Average Assets 3.74%
Net Income 63.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 83.27%
Return on Assets 0.28%
Return on Equity 1.51%