B
Genesee Co-Op Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesee Co-Op Federal Credit Union
Rochester, NY
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 8.00
Stability Index 7.00
Company Info Genesee Co-Op Federal Credit Union
Rochester, NY
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NCUA Charter Number 3937
Phone Number (585) 461-2230
Website www.genesee.coop
Asset Quality Genesee Co-Op Federal Credit Union
Rochester, NY
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1-Year Asset Growth 7.68%
5-Year Asset Growth 12.97%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 4.98%
Non-Performing Loans to Loans 1.69%
Balance Sheet Genesee Co-Op Federal Credit Union
Rochester, NY
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Total Assets 45.42M
Total Deposits 30.01M
Capital and Reserves Genesee Co-Op Federal Credit Union
Rochester, NY
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Capital 8.60M
Leverage Ratio 23.47
Loan Loss Reserves to Loans 1.27%
Liquidity Genesee Co-Op Federal Credit Union
Rochester, NY
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Hot Money Ratio 13.17%
Liquidity Ratio 25.02%
Profitability Genesee Co-Op Federal Credit Union
Rochester, NY
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5-Year Return on Average Assets 3.74%
Net Income 310.00K
Net Interest Spread 5.09%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 76.56%
Return on Assets 0.93%
Return on Equity 4.93%