| Weiss Ratings |
Liberty Bay Credit Union
Braintree, MA |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 9.00 | |||
| Company Info |
Liberty Bay Credit Union
Braintree, MA |
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| NCUA Charter Number | 394 | |||
| Phone Number | (617) 439-6500 | |||
| Website | www.lbcu.org | |||
| Asset Quality |
Liberty Bay Credit Union
Braintree, MA |
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| 1-Year Asset Growth | 6.15% | |||
| 5-Year Asset Growth | 3.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.33% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Liberty Bay Credit Union
Braintree, MA |
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| Total Assets | 795.36M | |||
| Total Deposits | 538.59M | |||
| Capital and Reserves |
Liberty Bay Credit Union
Braintree, MA |
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| Capital | 100.54M | |||
| Leverage Ratio | 14.59 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Liberty Bay Credit Union
Braintree, MA |
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| Hot Money Ratio | 11.27% | |||
| Liquidity Ratio | 8.95% | |||
| Profitability |
Liberty Bay Credit Union
Braintree, MA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 572.00K | |||
| Net Interest Spread | 2.43% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 87.23% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 2.28% | |||