| Weiss Ratings |
Liberty Bay Credit Union
Braintree, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 9.00 | |||
| Company Info |
Liberty Bay Credit Union
Braintree, MA |
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| NCUA Charter Number | 394 | |||
| Phone Number | (617) 439-6500 | |||
| Website | lbcu.org | |||
| Asset Quality |
Liberty Bay Credit Union
Braintree, MA |
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| 1-Year Asset Growth | 2.64% | |||
| 5-Year Asset Growth | 3.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.39% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Liberty Bay Credit Union
Braintree, MA |
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| Total Assets | 816.36M | |||
| Total Deposits | 560.86M | |||
| Capital and Reserves |
Liberty Bay Credit Union
Braintree, MA |
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| Capital | 105.74M | |||
| Leverage Ratio | 14.51 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Liberty Bay Credit Union
Braintree, MA |
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| Hot Money Ratio | 10.34% | |||
| Liquidity Ratio | 6.99% | |||
| Profitability |
Liberty Bay Credit Union
Braintree, MA |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 574.00K | |||
| Net Interest Spread | 2.48% | |||
| Operating Profit to Average Assets | 0.26% | |||
| Overhead Efficiency Ratio | 90.08% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.20% | |||