B
Orange County's Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Orange County's Credit Union
Santa Ana, CA
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Rating B
Asset Quality Index 7.60
Capitalization Index 5.60
Liquidity Index 2.50
Profitability Index 7.00
Stability Index 6.10
Company Info Orange County's Credit Union
Santa Ana, CA
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NCUA Charter Number 3947
Phone Number (714) 755-5900
Website www.orangecountyscu.org
Asset Quality Orange County's Credit Union
Santa Ana, CA
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1-Year Asset Growth 5.00%
5-Year Asset Growth 9.25%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 5.09%
Non-Performing Loans to Loans 0.56%
Balance Sheet Orange County's Credit Union
Santa Ana, CA
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Total Assets 2.86B
Total Deposits 2.38B
Capital and Reserves Orange County's Credit Union
Santa Ana, CA
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Capital 228.90M
Leverage Ratio 10.43
Loan Loss Reserves to Loans 0.98%
Liquidity Orange County's Credit Union
Santa Ana, CA
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Hot Money Ratio 24.00%
Liquidity Ratio 12.94%
Profitability Orange County's Credit Union
Santa Ana, CA
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5-Year Return on Average Assets 0.58%
Net Income 17.87M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 67.66%
Return on Assets 0.85%
Return on Equity 11.12%