C
Andalusia Mills Employees Credit Association Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
20.50
Leverage
Ratio
20.50
Return On
Assets
0.61%
Total
Assets
3.11M
Capital
637.00K
Total
Deposits
2.46M
Net
Income
9.00K
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Weiss Ratings Andalusia Mills Employees Credit Association Federal Credit Union
Andalusia, AL 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.60
Profitability Index 4.00
Stability Index 6.30
Company Info Andalusia Mills Employees Credit Association Federal Credit Union
Andalusia, AL 		Click to
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NCUA Charter Number 3963
Phone Number (334) 427-3616
Website --
Asset Quality Andalusia Mills Employees Credit Association Federal Credit Union
Andalusia, AL 		Click to
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1-Year Asset Growth 1.94%
5-Year Asset Growth -0.91%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.62%
Non-Performing Loans to Loans 0.43%
Balance Sheet Andalusia Mills Employees Credit Association Federal Credit Union
Andalusia, AL 		Click to
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Total Assets 3.11M
Total Deposits 2.46M
Capital and Reserves Andalusia Mills Employees Credit Association Federal Credit Union
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Capital 637.00K
Leverage Ratio 20.50
Loan Loss Reserves to Loans 0.64%
Liquidity Andalusia Mills Employees Credit Association Federal Credit Union
Andalusia, AL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 76.62%
Profitability Andalusia Mills Employees Credit Association Federal Credit Union
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5-Year Return on Average Assets -0.35%
Net Income 9.00K
Net Interest Spread 8.99%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 91.55%
Return on Assets 0.61%
Return on Equity 2.84%