Andalusia Mills Employees Credit Association Federal Credit Union

Andalusia, AL

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.80
Capitalization Index	10.00
Liquidity Index	7.00
Profitability Index	3.90
Stability Index	6.30

Company Info	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3963
Phone Number	(334) 427-3616
Website	--

Asset Quality	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.82%
5-Year Asset Growth	0.46%
5-Year Charge-Offs to Average Loans	0.23%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.69%
Non-Performing Loans to Capital	3.34%
Non-Performing Loans to Loans	1.98%

Balance Sheet	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.03M
Total Deposits	2.39M

Capital and Reserves	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
Capital	624.00K
Leverage Ratio	20.60
Loan Loss Reserves to Loans	0.38%

Liquidity	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	61.35%

Profitability	Andalusia Mills Employees Credit Association Federal Credit Union Andalusia, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.37%
Net Income	6.00K
Net Interest Spread	7.15%
Operating Profit to Average Assets	0.82%
Overhead Efficiency Ratio	84.62%
Return on Assets	0.82%
Return on Equity	3.86%