| Weiss Ratings |
Scient Federal Credit Union
Groton, CT |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 4.60 | |||
| Company Info |
Scient Federal Credit Union
Groton, CT |
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| NCUA Charter Number | 3967 | |||
| Phone Number | (860) 445-1060 | |||
| Website | www.scientfcu.org | |||
| Asset Quality |
Scient Federal Credit Union
Groton, CT |
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| 1-Year Asset Growth | -4.98% | |||
| 5-Year Asset Growth | 6.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.84% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Scient Federal Credit Union
Groton, CT |
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| Total Assets | 324.72M | |||
| Total Deposits | 266.49M | |||
| Capital and Reserves |
Scient Federal Credit Union
Groton, CT |
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| Capital | 28.39M | |||
| Leverage Ratio | 9.90 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Scient Federal Credit Union
Groton, CT |
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| Hot Money Ratio | 20.64% | |||
| Liquidity Ratio | 9.80% | |||
| Profitability |
Scient Federal Credit Union
Groton, CT |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 696.00K | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 88.36% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 5.03% | |||