| Weiss Ratings |
Scient Federal Credit Union
Groton, CT |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Scient Federal Credit Union
Groton, CT |
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| NCUA Charter Number | 3967 | |||
| Phone Number | (860) 445-1060 | |||
| Website | www.scientfcu.org | |||
| Asset Quality |
Scient Federal Credit Union
Groton, CT |
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| 1-Year Asset Growth | -0.91% | |||
| 5-Year Asset Growth | 6.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 1.07% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Scient Federal Credit Union
Groton, CT |
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| Total Assets | 354.95M | |||
| Total Deposits | 271.84M | |||
| Capital and Reserves |
Scient Federal Credit Union
Groton, CT |
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| Capital | 26.88M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Scient Federal Credit Union
Groton, CT |
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| Hot Money Ratio | 17.78% | |||
| Liquidity Ratio | 8.96% | |||
| Profitability |
Scient Federal Credit Union
Groton, CT |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 239.00K | |||
| Net Interest Spread | 2.27% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 92.66% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.55% | |||