D
Stewart's Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
6.37
Leverage
Ratio
6.51
Return On
Assets
0.44%
Total
Assets
42.52M
Capital
2.71M
Total
Deposits
39.34M
Net
Income
52.00K
My Lists My Alerts
Weiss Ratings Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 8.50
Capitalization Index 4.10
Liquidity Index 6.30
Profitability Index 1.70
Stability Index 1.80
Company Info Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3970
Phone Number (518) 581-1201
Website www.stewartscu.com
Asset Quality Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 7.80%
5-Year Asset Growth 19.48%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.31%
Balance Sheet Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 42.52M
Total Deposits 39.34M
Capital and Reserves Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.71M
Leverage Ratio 6.51
Loan Loss Reserves to Loans 1.54%
Liquidity Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 51.46%
Profitability Stewart's Federal Credit Union
Saratoga Springs, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.75%
Net Income 52.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 71.38%
Return on Assets 0.44%
Return on Equity 7.76%