B
Forest Area Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Forest Area Federal Credit Union
Fife Lake, MI
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Rating B
Asset Quality Index 7.00
Capitalization Index 9.50
Liquidity Index 3.60
Profitability Index 9.50
Stability Index 7.00
Company Info Forest Area Federal Credit Union
Fife Lake, MI
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NCUA Charter Number 3973
Phone Number (231) 879-4154
Website forestarea.com
Asset Quality Forest Area Federal Credit Union
Fife Lake, MI
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1-Year Asset Growth 12.25%
5-Year Asset Growth 16.67%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 1.19%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 8.86%
Non-Performing Loans to Loans 1.66%
Balance Sheet Forest Area Federal Credit Union
Fife Lake, MI
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Total Assets 305.88M
Total Deposits 269.06M
Capital and Reserves Forest Area Federal Credit Union
Fife Lake, MI
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Capital 34.35M
Leverage Ratio 11.90
Loan Loss Reserves to Loans 1.01%
Liquidity Forest Area Federal Credit Union
Fife Lake, MI
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Hot Money Ratio 4.04%
Liquidity Ratio 12.79%
Profitability Forest Area Federal Credit Union
Fife Lake, MI
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5-Year Return on Average Assets 1.53%
Net Income 2.88M
Net Interest Spread 5.38%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 63.68%
Return on Assets 1.31%
Return on Equity 11.86%