B
Natrium Employees Federal Credit Union
ProctorWV
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Natrium Employees Federal Credit Union
Proctor, WV
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 9.70
Stability Index 5.70
Company Info Natrium Employees Federal Credit Union
Proctor, WV
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NCUA Charter Number 3979
Phone Number (304) 455-4452
Website www.natriumefcu.com
Asset Quality Natrium Employees Federal Credit Union
Proctor, WV
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1-Year Asset Growth 6.36%
5-Year Asset Growth 1.96%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.94%
Non-Performing Loans to Loans 0.99%
Balance Sheet Natrium Employees Federal Credit Union
Proctor, WV
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Total Assets 11.17M
Total Deposits 9.84M
Capital and Reserves Natrium Employees Federal Credit Union
Proctor, WV
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Capital 1.32M
Leverage Ratio 11.77
Loan Loss Reserves to Loans 0.31%
Liquidity Natrium Employees Federal Credit Union
Proctor, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 21.79%
Profitability Natrium Employees Federal Credit Union
Proctor, WV
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5-Year Return on Average Assets 0.58%
Net Income 163.00K
Net Interest Spread 5.29%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 60.34%
Return on Assets 1.97%
Return on Equity 17.70%