B
Indiana Heartland Federal Credit Union
KokomoIN
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Indiana Heartland Federal Credit Union
Kokomo, IN
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Rating B
Asset Quality Index 3.30
Capitalization Index 9.70
Liquidity Index 3.10
Profitability Index 10.00
Stability Index 6.70
Company Info Indiana Heartland Federal Credit Union
Kokomo, IN
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NCUA Charter Number 3982
Phone Number (765) 854-3067
Website indianaheartland.org
Asset Quality Indiana Heartland Federal Credit Union
Kokomo, IN
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1-Year Asset Growth 15.48%
5-Year Asset Growth 13.24%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 2.08%
Non-Performing Loans to Capital 17.41%
Non-Performing Loans to Loans 2.46%
Balance Sheet Indiana Heartland Federal Credit Union
Kokomo, IN
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Total Assets 45.86M
Total Deposits 40.51M
Capital and Reserves Indiana Heartland Federal Credit Union
Kokomo, IN
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Capital 5.19M
Leverage Ratio 11.31
Loan Loss Reserves to Loans 0.81%
Liquidity Indiana Heartland Federal Credit Union
Kokomo, IN
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Hot Money Ratio 25.29%
Liquidity Ratio 16.73%
Profitability Indiana Heartland Federal Credit Union
Kokomo, IN
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5-Year Return on Average Assets 1.81%
Net Income 633.00K
Net Interest Spread 4.14%
Operating Profit to Average Assets 2.33%
Overhead Efficiency Ratio 64.32%
Return on Assets 1.92%
Return on Equity 17.44%