B
Union Yes Federal Credit Union
OrangeCA
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Weiss Ratings Union Yes Federal Credit Union
Orange, CA
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Rating B
Asset Quality Index 10.00
Capitalization Index 4.40
Liquidity Index 6.20
Profitability Index 8.80
Stability Index 3.50
Company Info Union Yes Federal Credit Union
Orange, CA
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NCUA Charter Number 3986
Phone Number (714) 704-2800
Website uyfcu.org
Asset Quality Union Yes Federal Credit Union
Orange, CA
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1-Year Asset Growth 5.13%
5-Year Asset Growth 0.83%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.03%
Balance Sheet Union Yes Federal Credit Union
Orange, CA
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Total Assets 90.77M
Total Deposits 82.76M
Capital and Reserves Union Yes Federal Credit Union
Orange, CA
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Capital 6.10M
Leverage Ratio 7.05
Loan Loss Reserves to Loans 0.35%
Liquidity Union Yes Federal Credit Union
Orange, CA
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Hot Money Ratio 3.31%
Liquidity Ratio 37.65%
Profitability Union Yes Federal Credit Union
Orange, CA
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5-Year Return on Average Assets 0.57%
Net Income 235.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 74.87%
Return on Assets 1.14%
Return on Equity 15.72%