B
Directions Credit Union
ToledoOH
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Directions Credit Union
Toledo, OH
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Rating B
Asset Quality Index 9.80
Capitalization Index 6.30
Liquidity Index 2.80
Profitability Index 4.60
Stability Index 6.60
Company Info Directions Credit Union
Toledo, OH
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NCUA Charter Number 399
Phone Number (419) 841-9838
Website www.directionscu.org
Asset Quality Directions Credit Union
Toledo, OH
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1-Year Asset Growth 3.21%
5-Year Asset Growth 7.10%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 2.00%
Non-Performing Loans to Loans 0.24%
Balance Sheet Directions Credit Union
Toledo, OH
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Total Assets 1.25B
Total Deposits 1.06B
Capital and Reserves Directions Credit Union
Toledo, OH
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Capital 112.36M
Leverage Ratio 9.20
Loan Loss Reserves to Loans 0.47%
Liquidity Directions Credit Union
Toledo, OH
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Hot Money Ratio 6.28%
Liquidity Ratio 13.88%
Profitability Directions Credit Union
Toledo, OH
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5-Year Return on Average Assets 0.57%
Net Income 2.06M
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 81.50%
Return on Assets 0.67%
Return on Equity 7.41%