C
Directions Credit Union
ToledoOH
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Directions Credit Union
Toledo, OH
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Rating C
Asset Quality Index 9.10
Capitalization Index 6.40
Liquidity Index 3.00
Profitability Index 2.10
Stability Index 6.50
Company Info Directions Credit Union
Toledo, OH
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NCUA Charter Number 399
Phone Number (419) 841-9838
Website directionscu.org
Asset Quality Directions Credit Union
Toledo, OH
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1-Year Asset Growth 7.96%
5-Year Asset Growth 7.90%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.77%
Non-Performing Loans to Loans 0.33%
Balance Sheet Directions Credit Union
Toledo, OH
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Total Assets 1.35B
Total Deposits 1.16B
Capital and Reserves Directions Credit Union
Toledo, OH
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Capital 122.10M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 0.35%
Liquidity Directions Credit Union
Toledo, OH
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Hot Money Ratio 9.18%
Liquidity Ratio 18.93%
Profitability Directions Credit Union
Toledo, OH
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5-Year Return on Average Assets 0.57%
Net Income 1.28M
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 85.97%
Return on Assets 0.39%
Return on Equity 4.22%