C
University of Kentucky Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings University of Kentucky Federal Credit Union
Lexington, KY
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Rating C
Asset Quality Index 7.20
Capitalization Index 9.60
Liquidity Index 1.60
Profitability Index 7.30
Stability Index 5.00
Company Info University of Kentucky Federal Credit Union
Lexington, KY
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NCUA Charter Number 3991
Phone Number (859) 264-4200
Website www.ukfcu.org
Asset Quality University of Kentucky Federal Credit Union
Lexington, KY
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1-Year Asset Growth 1.90%
5-Year Asset Growth 9.84%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 7.17%
Non-Performing Loans to Loans 1.03%
Balance Sheet University of Kentucky Federal Credit Union
Lexington, KY
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Total Assets 1.59B
Total Deposits 1.25B
Capital and Reserves University of Kentucky Federal Credit Union
Lexington, KY
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Capital 179.00M
Leverage Ratio 11.35
Loan Loss Reserves to Loans 1.14%
Liquidity University of Kentucky Federal Credit Union
Lexington, KY
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Hot Money Ratio 24.44%
Liquidity Ratio 12.47%
Profitability University of Kentucky Federal Credit Union
Lexington, KY
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5-Year Return on Average Assets 0.96%
Net Income 9.00M
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 74.27%
Return on Assets 0.77%
Return on Equity 6.91%