B
Independent Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Independent Federal Credit Union
Anderson, IN
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Rating B
Asset Quality Index 4.20
Capitalization Index 8.50
Liquidity Index 3.90
Profitability Index 5.50
Stability Index 4.70
Company Info Independent Federal Credit Union
Anderson, IN
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NCUA Charter Number 3993
Phone Number (765) 649-9271
Website www.independentfcu.org
Asset Quality Independent Federal Credit Union
Anderson, IN
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1-Year Asset Growth 0.51%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 2.23%
Non-Performing Loans to Capital 19.81%
Non-Performing Loans to Loans 3.40%
Balance Sheet Independent Federal Credit Union
Anderson, IN
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Total Assets 89.83M
Total Deposits 80.21M
Capital and Reserves Independent Federal Credit Union
Anderson, IN
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Capital 9.42M
Leverage Ratio 10.57
Loan Loss Reserves to Loans 1.20%
Liquidity Independent Federal Credit Union
Anderson, IN
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Hot Money Ratio 3.67%
Liquidity Ratio 22.07%
Profitability Independent Federal Credit Union
Anderson, IN
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5-Year Return on Average Assets 0.77%
Net Income 200.00K
Net Interest Spread 5.29%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 71.59%
Return on Assets 0.90%
Return on Equity 8.59%