C
Sound Federal Credit Union
NorwalkCT
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sound Federal Credit Union
Norwalk, CT
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Rating C
Asset Quality Index 7.00
Capitalization Index 3.80
Liquidity Index 2.40
Profitability Index 0.70
Stability Index 1.40
Company Info Sound Federal Credit Union
Norwalk, CT
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NCUA Charter Number 3994
Phone Number (203) 977-4701
Website www.mysoundcu.org
Asset Quality Sound Federal Credit Union
Norwalk, CT
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1-Year Asset Growth -2.56%
5-Year Asset Growth 13.39%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 1.63%
Non-Performing Loans to Capital 7.90%
Non-Performing Loans to Loans 0.68%
Balance Sheet Sound Federal Credit Union
Norwalk, CT
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Total Assets 126.33M
Total Deposits 113.60M
Capital and Reserves Sound Federal Credit Union
Norwalk, CT
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Capital 7.83M
Leverage Ratio 6.28
Loan Loss Reserves to Loans 0.56%
Liquidity Sound Federal Credit Union
Norwalk, CT
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Hot Money Ratio 14.11%
Liquidity Ratio 8.08%
Profitability Sound Federal Credit Union
Norwalk, CT
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5-Year Return on Average Assets -0.19%
Net Income 73.00K
Net Interest Spread 5.07%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 101.17%
Return on Assets 0.12%
Return on Equity 1.89%