B
Community First Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community First Federal Credit Union
Lakeview, MI
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Rating B
Asset Quality Index 6.30
Capitalization Index 5.60
Liquidity Index 2.50
Profitability Index 8.60
Stability Index 4.50
Company Info Community First Federal Credit Union
Lakeview, MI
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NCUA Charter Number 4003
Phone Number (989) 352-6031
Website www.cffcu.biz
Asset Quality Community First Federal Credit Union
Lakeview, MI
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1-Year Asset Growth 10.80%
5-Year Asset Growth 14.86%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 12.33%
Non-Performing Loans to Loans 1.01%
Balance Sheet Community First Federal Credit Union
Lakeview, MI
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Total Assets 140.55M
Total Deposits 129.08M
Capital and Reserves Community First Federal Credit Union
Lakeview, MI
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Capital 11.26M
Leverage Ratio 8.01
Loan Loss Reserves to Loans 0.39%
Liquidity Community First Federal Credit Union
Lakeview, MI
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Hot Money Ratio 12.85%
Liquidity Ratio 11.67%
Profitability Community First Federal Credit Union
Lakeview, MI
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5-Year Return on Average Assets 1.08%
Net Income 697.00K
Net Interest Spread 6.30%
Operating Profit to Average Assets 2.61%
Overhead Efficiency Ratio 70.30%
Return on Assets 2.02%
Return on Equity 25.56%