| Weiss Ratings |
Valley Financial Credit Union
Billings, MT |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Valley Financial Credit Union
Billings, MT |
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| NCUA Charter Number | 4008 | |||
| Phone Number | (406) 656-9100 | |||
| Website | www.valleyfcu.com | |||
| Asset Quality |
Valley Financial Credit Union
Billings, MT |
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| 1-Year Asset Growth | 12.03% | |||
| 5-Year Asset Growth | 11.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.24% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Valley Financial Credit Union
Billings, MT |
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| Total Assets | 556.81M | |||
| Total Deposits | 490.65M | |||
| Capital and Reserves |
Valley Financial Credit Union
Billings, MT |
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| Capital | 61.00M | |||
| Leverage Ratio | 10.99 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Valley Financial Credit Union
Billings, MT |
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| Hot Money Ratio | 12.07% | |||
| Liquidity Ratio | 19.94% | |||
| Profitability |
Valley Financial Credit Union
Billings, MT |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 3.29M | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 75.93% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 7.40% | |||