| Weiss Ratings |
Valley Financial Credit Union
Billings, MT |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Valley Financial Credit Union
Billings, MT |
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| NCUA Charter Number | 4008 | |||
| Phone Number | (406) 656-9100 | |||
| Website | www.valleyfcu.com | |||
| Asset Quality |
Valley Financial Credit Union
Billings, MT |
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| 1-Year Asset Growth | 13.66% | |||
| 5-Year Asset Growth | 11.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.79% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Valley Financial Credit Union
Billings, MT |
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| Total Assets | 526.09M | |||
| Total Deposits | 461.78M | |||
| Capital and Reserves |
Valley Financial Credit Union
Billings, MT |
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| Capital | 58.87M | |||
| Leverage Ratio | 11.23 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Valley Financial Credit Union
Billings, MT |
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| Hot Money Ratio | 13.04% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Valley Financial Credit Union
Billings, MT |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 1.16M | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 76.86% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 7.99% | |||