| Weiss Ratings |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4008 | |||
| Phone Number | (406) 656-9100 | |||
| Website | www.valleyfcu.com | |||
| Asset Quality |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 12.22% | |||
| 5-Year Asset Growth | 11.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.79% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 528.86M | |||
| Total Deposits | 463.96M | |||
| Capital and Reserves |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 59.76M | |||
| Leverage Ratio | 11.34 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.04% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Valley Financial Credit Union
Billings, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 4.62% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 76.86% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 6.97% | |||