| Weiss Ratings |
Valley Financial Credit Union
Billings, MT |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Valley Financial Credit Union
Billings, MT |
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| NCUA Charter Number | 4008 | |||
| Phone Number | (406) 656-9100 | |||
| Website | www.valleyfcu.com | |||
| Asset Quality |
Valley Financial Credit Union
Billings, MT |
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| 1-Year Asset Growth | 8.66% | |||
| 5-Year Asset Growth | 10.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.32% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Valley Financial Credit Union
Billings, MT |
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| Total Assets | 462.88M | |||
| Total Deposits | 402.19M | |||
| Capital and Reserves |
Valley Financial Credit Union
Billings, MT |
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| Capital | 53.71M | |||
| Leverage Ratio | 11.69 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Valley Financial Credit Union
Billings, MT |
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| Hot Money Ratio | 10.35% | |||
| Liquidity Ratio | 22.15% | |||
| Profitability |
Valley Financial Credit Union
Billings, MT |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 77.25% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 8.38% | |||