B
Chattahoochee Federal Credit Union
ValleyAL
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chattahoochee Federal Credit Union
Valley, AL
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 9.60
Stability Index 6.30
Company Info Chattahoochee Federal Credit Union
Valley, AL
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NCUA Charter Number 4012
Phone Number (334) 756-7027
Website www.chatt.coop
Asset Quality Chattahoochee Federal Credit Union
Valley, AL
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1-Year Asset Growth 3.64%
5-Year Asset Growth 5.11%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.91%
Non-Performing Loans to Loans 0.22%
Balance Sheet Chattahoochee Federal Credit Union
Valley, AL
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Total Assets 22.68M
Total Deposits 19.32M
Capital and Reserves Chattahoochee Federal Credit Union
Valley, AL
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Capital 3.17M
Leverage Ratio 14.03
Loan Loss Reserves to Loans 0.87%
Liquidity Chattahoochee Federal Credit Union
Valley, AL
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Hot Money Ratio 5.00%
Liquidity Ratio 21.40%
Profitability Chattahoochee Federal Credit Union
Valley, AL
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5-Year Return on Average Assets 0.68%
Net Income 191.00K
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 70.66%
Return on Assets 1.70%
Return on Equity 12.47%