B
USF Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings USF Federal Credit Union
Temple Terrace, FL
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Rating B
Asset Quality Index 7.60
Capitalization Index 6.30
Liquidity Index 2.40
Profitability Index 4.90
Stability Index 5.50
Company Info USF Federal Credit Union
Temple Terrace, FL
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NCUA Charter Number 4014
Phone Number (813) 569-2000
Website www.usffcu.com
Asset Quality USF Federal Credit Union
Temple Terrace, FL
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1-Year Asset Growth 11.86%
5-Year Asset Growth 11.16%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.31%
Non-Performing Loans to Loans 0.59%
Balance Sheet USF Federal Credit Union
Temple Terrace, FL
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Total Assets 1.28B
Total Deposits 1.08B
Capital and Reserves USF Federal Credit Union
Temple Terrace, FL
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Capital 109.31M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 0.86%
Liquidity USF Federal Credit Union
Temple Terrace, FL
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Hot Money Ratio 25.23%
Liquidity Ratio 17.62%
Profitability USF Federal Credit Union
Temple Terrace, FL
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5-Year Return on Average Assets 0.64%
Net Income 1.95M
Net Interest Spread 4.58%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 78.21%
Return on Assets 0.31%
Return on Equity 3.60%