Huntington C & O Railway Employees Federal Credit Union

Huntington, WV

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	3.70
Capitalization Index	10.00
Liquidity Index	6.20
Profitability Index	5.50
Stability Index	6.10

Company Info	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4018
Phone Number	(304) 522-7998
Website	www.c-ocreditunion.com

Asset Quality	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.67%
5-Year Asset Growth	-0.47%
5-Year Charge-Offs to Average Loans	1.64%
Charge-Offs to Average Loans	1.21%
Non-Performing Assets to Assets	3.73%
Non-Performing Loans to Capital	22.53%
Non-Performing Loans to Loans	7.27%

Balance Sheet	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	30.35M
Total Deposits	25.78M

Capital and Reserves	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Capital	4.57M
Leverage Ratio	15.20
Loan Loss Reserves to Loans	3.10%

Liquidity	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.00%
Liquidity Ratio	54.47%

Profitability	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.22%
Net Income	152.00K
Net Interest Spread	5.67%
Operating Profit to Average Assets	1.14%
Overhead Efficiency Ratio	79.95%
Return on Assets	0.66%
Return on Equity	4.51%