Huntington C & O Railway Employees Federal Credit Union

Huntington, WV

Rating Date

September 2025

Net Capital
Ratio

Leverage
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Return On
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Total
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Capital

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Weiss Ratings	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.40
Capitalization Index	10.00
Liquidity Index	6.20
Profitability Index	6.70
Stability Index	5.70

Company Info	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4018
Phone Number	(304) 522-7998
Website	www.c-ocreditunion.com

Asset Quality	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.50%
5-Year Asset Growth	-0.47%
5-Year Charge-Offs to Average Loans	1.64%
Charge-Offs to Average Loans	1.27%
Non-Performing Assets to Assets	3.15%
Non-Performing Loans to Capital	19.20%
Non-Performing Loans to Loans	5.72%

Balance Sheet	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	30.50M
Total Deposits	25.96M

Capital and Reserves	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Capital	4.53M
Leverage Ratio	15.01
Loan Loss Reserves to Loans	3.09%

Liquidity	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.98%
Liquidity Ratio	57.65%

Profitability	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.22%
Net Income	118.00K
Net Interest Spread	5.68%
Operating Profit to Average Assets	1.28%
Overhead Efficiency Ratio	77.49%
Return on Assets	0.76%
Return on Equity	5.29%