Huntington C & O Railway Employees Federal Credit Union

Huntington, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	3.70
Capitalization Index	10.00
Liquidity Index	6.10
Profitability Index	5.20
Stability Index	5.60

Company Info	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4018
Phone Number	(304) 522-7998
Website	www.c-ocreditunion.com

Asset Quality	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.50%
5-Year Asset Growth	-0.47%
5-Year Charge-Offs to Average Loans	1.64%
Charge-Offs to Average Loans	1.27%
Non-Performing Assets to Assets	3.15%
Non-Performing Loans to Capital	21.13%
Non-Performing Loans to Loans	5.89%

Balance Sheet	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	30.50M
Total Deposits	25.96M

Capital and Reserves	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Capital	4.53M
Leverage Ratio	15.01
Loan Loss Reserves to Loans	3.09%

Liquidity	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.21%
Liquidity Ratio	54.64%

Profitability	Huntington C & O Railway Employees Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.22%
Net Income	118.00K
Net Interest Spread	5.68%
Operating Profit to Average Assets	1.28%
Overhead Efficiency Ratio	79.82%
Return on Assets	0.76%
Return on Equity	5.29%