Phi Beta Sigma Federal Credit Union
Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital combined with 15.5 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 20.7 and a net worth ratio of 20.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Asset Mix:
Consumer loans (43%), other (57%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
145 Kennedy Street, NW
Washington, DC 20011
Washington, DC 20011
Phone Number
(202) 726-2285
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC