| Weiss Ratings |
GFA Federal Credit Union
Gardner, MA |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 2.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 3.10 | |||
| Company Info |
GFA Federal Credit Union
Gardner, MA |
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| NCUA Charter Number | 4030 | |||
| Phone Number | (978) 632-2542 | |||
| Website | www.gfafcu.com | |||
| Asset Quality |
GFA Federal Credit Union
Gardner, MA |
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| 1-Year Asset Growth | -0.63% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 16.44% | |||
| Non-Performing Loans to Loans | 1.46% | |||
| Balance Sheet |
GFA Federal Credit Union
Gardner, MA |
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| Total Assets | 688.95M | |||
| Total Deposits | 541.94M | |||
| Capital and Reserves |
GFA Federal Credit Union
Gardner, MA |
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| Capital | 34.58M | |||
| Leverage Ratio | 9.96 | |||
| Loan Loss Reserves to Loans | 0.57% | |||
| Liquidity |
GFA Federal Credit Union
Gardner, MA |
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| Hot Money Ratio | 12.02% | |||
| Liquidity Ratio | 11.03% | |||
| Profitability |
GFA Federal Credit Union
Gardner, MA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | -349.00K | |||
| Net Interest Spread | 2.55% | |||
| Operating Profit to Average Assets | -0.01% | |||
| Overhead Efficiency Ratio | 100.24% | |||
| Return on Assets | -0.20% | |||
| Return on Equity | -4.16% | |||