| Weiss Ratings |
GFA Federal Credit Union
Gardner, MA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 0.70 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.10 | |||
| Company Info |
GFA Federal Credit Union
Gardner, MA |
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| NCUA Charter Number | 4030 | |||
| Phone Number | (978) 632-2542 | |||
| Website | www.gfafcu.com | |||
| Asset Quality |
GFA Federal Credit Union
Gardner, MA |
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| 1-Year Asset Growth | 4.07% | |||
| 5-Year Asset Growth | 5.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 8.58% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
GFA Federal Credit Union
Gardner, MA |
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| Total Assets | 693.35M | |||
| Total Deposits | 565.34M | |||
| Capital and Reserves |
GFA Federal Credit Union
Gardner, MA |
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| Capital | 28.45M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
GFA Federal Credit Union
Gardner, MA |
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| Hot Money Ratio | 12.24% | |||
| Liquidity Ratio | 17.72% | |||
| Profitability |
GFA Federal Credit Union
Gardner, MA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | -784.00K | |||
| Net Interest Spread | 2.15% | |||
| Operating Profit to Average Assets | -0.21% | |||
| Overhead Efficiency Ratio | 107.23% | |||
| Return on Assets | -0.46% | |||
| Return on Equity | -10.58% | |||