E
Mosaic Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mosaic Federal Credit Union
Harrisonburg, VA
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Rating E
Asset Quality Index 2.80
Capitalization Index 5.30
Liquidity Index 4.70
Profitability Index 1.20
Stability Index 0.30
Company Info Mosaic Federal Credit Union
Harrisonburg, VA
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NCUA Charter Number 4032
Phone Number (540) 564-6080
Website www.mosaicfcu.org
Asset Quality Mosaic Federal Credit Union
Harrisonburg, VA
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1-Year Asset Growth -9.31%
5-Year Asset Growth -6.73%
5-Year Charge-Offs to Average Loans 0.77%
Charge-Offs to Average Loans 0.85%
Non-Performing Assets to Assets 1.46%
Non-Performing Loans to Capital 17.47%
Non-Performing Loans to Loans 2.09%
Balance Sheet Mosaic Federal Credit Union
Harrisonburg, VA
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Total Assets 11.15M
Total Deposits 10.26M
Capital and Reserves Mosaic Federal Credit Union
Harrisonburg, VA
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Capital 859.00K
Leverage Ratio 7.72
Loan Loss Reserves to Loans 0.95%
Liquidity Mosaic Federal Credit Union
Harrisonburg, VA
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Hot Money Ratio 0.00%
Liquidity Ratio 32.18%
Profitability Mosaic Federal Credit Union
Harrisonburg, VA
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5-Year Return on Average Assets -0.26%
Net Income 0.00
Net Interest Spread 9.02%
Operating Profit to Average Assets 0.00%
Overhead Efficiency Ratio 98.37%
Return on Assets 0.00%
Return on Equity 0.00%