University of Pennsylvania Student Federal Credit Union

Philadelphia, PA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	8.10
Profitability Index	0.00
Stability Index	4.40

Company Info	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4034
Phone Number	(215) 222-2604
Website	www.upennsfcu.org

Asset Quality	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-8.73%
5-Year Asset Growth	-4.47%
5-Year Charge-Offs to Average Loans	2.10%
Charge-Offs to Average Loans	5.61%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	1.85%
Non-Performing Loans to Loans	7.18%

Balance Sheet	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.27M
Total Deposits	4.42M

Capital and Reserves	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Capital	751.00K
Leverage Ratio	15.58
Loan Loss Reserves to Loans	3.59%

Liquidity	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	68.58%

Profitability	University of Pennsylvania Student Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.24%
Net Income	-29.00K
Net Interest Spread	0.18%
Operating Profit to Average Assets	-2.18%
Overhead Efficiency Ratio	311.11%
Return on Assets	-2.18%
Return on Equity	-15.20%