| Weiss Ratings |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 5.10 | |||
| Company Info |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4036 | |||
| Phone Number | (408) 282-0700 | |||
| Website | www.mirastarfcu.org | |||
| Asset Quality |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.09% | |||
| 5-Year Asset Growth | 3.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 7.26% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 982.70M | |||
| Total Deposits | 888.75M | |||
| Capital and Reserves |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 80.57M | |||
| Leverage Ratio | 10.05 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.23% | |||
| Liquidity Ratio | 24.05% | |||
| Profitability |
Mirastar Federal Credit Union
San Jose, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 80.70% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 5.54% | |||