C
Santa Clara County Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santa Clara County Federal Credit Union
San Jose, CA
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Rating C
Asset Quality Index 7.70
Capitalization Index 4.30
Liquidity Index 4.00
Profitability Index 5.10
Stability Index 4.10
Company Info Santa Clara County Federal Credit Union
San Jose, CA
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NCUA Charter Number 4036
Phone Number (408) 282-0700
Website www.sccfcu.org
Asset Quality Santa Clara County Federal Credit Union
San Jose, CA
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1-Year Asset Growth -0.94%
5-Year Asset Growth 5.78%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 5.71%
Non-Performing Loans to Loans 0.73%
Balance Sheet Santa Clara County Federal Credit Union
San Jose, CA
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Total Assets 954.15M
Total Deposits 881.25M
Capital and Reserves Santa Clara County Federal Credit Union
San Jose, CA
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Capital 62.06M
Leverage Ratio 9.63
Loan Loss Reserves to Loans 0.54%
Liquidity Santa Clara County Federal Credit Union
San Jose, CA
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Hot Money Ratio 9.60%
Liquidity Ratio 26.59%
Profitability Santa Clara County Federal Credit Union
San Jose, CA
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5-Year Return on Average Assets 0.44%
Net Income 1.84M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 73.38%
Return on Assets 0.76%
Return on Equity 12.03%
Weiss Ratings