B
North Country Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.31
Leverage
Ratio
9.67
Return On
Assets
0.72%
Total
Assets
1.01B
Capital
94.23M
Total
Deposits
902.22M
Net
Income
5.36M
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Weiss Ratings North Country Federal Credit Union
South Burlington, VT 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 6.90
Liquidity Index 2.40
Profitability Index 5.00
Stability Index 7.20
Company Info North Country Federal Credit Union
South Burlington, VT 		Click to
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NCUA Charter Number 4039
Phone Number (802) 657-6847
Website www.northcountry.org
Asset Quality North Country Federal Credit Union
South Burlington, VT 		Click to
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1-Year Asset Growth 7.21%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 6.49%
Non-Performing Loans to Loans 0.82%
Balance Sheet North Country Federal Credit Union
South Burlington, VT 		Click to
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Total Assets 1.01B
Total Deposits 902.22M
Capital and Reserves North Country Federal Credit Union
South Burlington, VT 		Click to
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Capital 94.23M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 0.84%
Liquidity North Country Federal Credit Union
South Burlington, VT 		Click to
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Hot Money Ratio 16.39%
Liquidity Ratio 15.66%
Profitability North Country Federal Credit Union
South Burlington, VT 		Click to
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5-Year Return on Average Assets 0.80%
Net Income 5.36M
Net Interest Spread 3.82%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 77.52%
Return on Assets 0.72%
Return on Equity 7.92%