B
North Country Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.15
Leverage
Ratio
9.65
Return On
Assets
0.82%
Total
Assets
978.81M
Capital
89.55M
Total
Deposits
874.61M
Net
Income
1.99M
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Weiss Ratings North Country Federal Credit Union
South Burlington, VT 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 6.70
Liquidity Index 2.50
Profitability Index 4.00
Stability Index 7.20
Company Info North Country Federal Credit Union
South Burlington, VT 		Click to
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NCUA Charter Number 4039
Phone Number (802) 657-6847
Website www.northcountry.org
Asset Quality North Country Federal Credit Union
South Burlington, VT 		Click to
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1-Year Asset Growth 5.88%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 6.17%
Non-Performing Loans to Loans 0.77%
Balance Sheet North Country Federal Credit Union
South Burlington, VT 		Click to
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Total Assets 978.81M
Total Deposits 874.61M
Capital and Reserves North Country Federal Credit Union
South Burlington, VT 		Click to
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Capital 89.55M
Leverage Ratio 9.65
Loan Loss Reserves to Loans 0.88%
Liquidity North Country Federal Credit Union
South Burlington, VT 		Click to
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Hot Money Ratio 15.00%
Liquidity Ratio 15.94%
Profitability North Country Federal Credit Union
South Burlington, VT 		Click to
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5-Year Return on Average Assets 0.80%
Net Income 1.99M
Net Interest Spread 3.71%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 75.84%
Return on Assets 0.82%
Return on Equity 9.04%