| Weiss Ratings |
Argent Federal Credit Union
Chester, VA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.20 | |||
| Company Info |
Argent Federal Credit Union
Chester, VA |
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| NCUA Charter Number | 4040 | |||
| Phone Number | (804) 748-9488 | |||
| Website | www.argentcu.org | |||
| Asset Quality |
Argent Federal Credit Union
Chester, VA |
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| 1-Year Asset Growth | 4.36% | |||
| 5-Year Asset Growth | 15.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 9.25% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Argent Federal Credit Union
Chester, VA |
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| Total Assets | 520.09M | |||
| Total Deposits | 471.70M | |||
| Capital and Reserves |
Argent Federal Credit Union
Chester, VA |
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| Capital | 44.41M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Argent Federal Credit Union
Chester, VA |
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| Hot Money Ratio | 16.01% | |||
| Liquidity Ratio | 19.64% | |||
| Profitability |
Argent Federal Credit Union
Chester, VA |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 2.00M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 55.80% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 18.60% | |||