| Weiss Ratings |
Argent Federal Credit Union
Chester, VA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.20 | |||
| Company Info |
Argent Federal Credit Union
Chester, VA |
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| NCUA Charter Number | 4040 | |||
| Phone Number | (804) 748-9488 | |||
| Website | www.argentcu.org | |||
| Asset Quality |
Argent Federal Credit Union
Chester, VA |
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| 1-Year Asset Growth | 9.15% | |||
| 5-Year Asset Growth | 15.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 9.25% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Argent Federal Credit Union
Chester, VA |
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| Total Assets | 519.53M | |||
| Total Deposits | 470.12M | |||
| Capital and Reserves |
Argent Federal Credit Union
Chester, VA |
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| Capital | 45.65M | |||
| Leverage Ratio | 9.11 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
Argent Federal Credit Union
Chester, VA |
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| Hot Money Ratio | 16.01% | |||
| Liquidity Ratio | 19.64% | |||
| Profitability |
Argent Federal Credit Union
Chester, VA |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 3.15M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 55.80% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 14.31% | |||