| Weiss Ratings |
Argent Federal Credit Union
Chester, VA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 4.50 | |||
| Company Info |
Argent Federal Credit Union
Chester, VA |
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| NCUA Charter Number | 4040 | |||
| Phone Number | (804) 748-9488 | |||
| Website | www.argentcu.org | |||
| Asset Quality |
Argent Federal Credit Union
Chester, VA |
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| 1-Year Asset Growth | 19.09% | |||
| 5-Year Asset Growth | 15.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 11.59% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
Argent Federal Credit Union
Chester, VA |
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| Total Assets | 498.35M | |||
| Total Deposits | 452.63M | |||
| Capital and Reserves |
Argent Federal Credit Union
Chester, VA |
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| Capital | 38.17M | |||
| Leverage Ratio | 8.43 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Argent Federal Credit Union
Chester, VA |
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| Hot Money Ratio | 14.67% | |||
| Liquidity Ratio | 20.40% | |||
| Profitability |
Argent Federal Credit Union
Chester, VA |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 2.45M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 2.76% | |||
| Overhead Efficiency Ratio | 56.34% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 26.66% | |||