| Weiss Ratings |
MemberSource Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.40 | |||
| Company Info |
MemberSource Credit Union
Houston, TX |
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| NCUA Charter Number | 4043 | |||
| Phone Number | (713) 627-4000 | |||
| Website | www.membersourcecu.org | |||
| Asset Quality |
MemberSource Credit Union
Houston, TX |
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| 1-Year Asset Growth | -1.82% | |||
| 5-Year Asset Growth | -0.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 1.74% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
MemberSource Credit Union
Houston, TX |
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| Total Assets | 204.74M | |||
| Total Deposits | 179.10M | |||
| Capital and Reserves |
MemberSource Credit Union
Houston, TX |
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| Capital | 23.84M | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
MemberSource Credit Union
Houston, TX |
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| Hot Money Ratio | 12.04% | |||
| Liquidity Ratio | 21.72% | |||
| Profitability |
MemberSource Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | 1.26M | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 97.66% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 11.81% | |||