B
MemberSource Credit Union
HoustonTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MemberSource Credit Union
Houston, TX
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Rating B
Asset Quality Index 9.50
Capitalization Index 9.50
Liquidity Index 3.40
Profitability Index 1.20
Stability Index 5.40
Company Info MemberSource Credit Union
Houston, TX
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NCUA Charter Number 4043
Phone Number (713) 627-4000
Website www.membersourcecu.org
Asset Quality MemberSource Credit Union
Houston, TX
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1-Year Asset Growth -13.33%
5-Year Asset Growth -0.84%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.72%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.29%
Balance Sheet MemberSource Credit Union
Houston, TX
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Total Assets 184.39M
Total Deposits 162.69M
Capital and Reserves MemberSource Credit Union
Houston, TX
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Capital 20.60M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 0.54%
Liquidity MemberSource Credit Union
Houston, TX
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Hot Money Ratio 12.04%
Liquidity Ratio 21.72%
Profitability MemberSource Credit Union
Houston, TX
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5-Year Return on Average Assets 0.16%
Net Income -56.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 0.11%
Overhead Efficiency Ratio 97.66%
Return on Assets -0.12%
Return on Equity -1.09%