| Weiss Ratings |
MemberSource Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 5.90 | |||
| Company Info |
MemberSource Credit Union
Houston, TX |
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| NCUA Charter Number | 4043 | |||
| Phone Number | (713) 627-4000 | |||
| Website | www.membersourcecu.org | |||
| Asset Quality |
MemberSource Credit Union
Houston, TX |
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| 1-Year Asset Growth | 8.81% | |||
| 5-Year Asset Growth | -0.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.69% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
MemberSource Credit Union
Houston, TX |
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| Total Assets | 202.01M | |||
| Total Deposits | 176.75M | |||
| Capital and Reserves |
MemberSource Credit Union
Houston, TX |
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| Capital | 23.78M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
MemberSource Credit Union
Houston, TX |
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| Hot Money Ratio | 11.28% | |||
| Liquidity Ratio | 22.39% | |||
| Profitability |
MemberSource Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | 1.06M | |||
| Net Interest Spread | 5.28% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 79.64% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 6.40% | |||