SMW Financial Credit Union
| Weiss Ratings |
SMW Financial Credit Union
Lino Lakes, MN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.10 | |||
| Company Info |
SMW Financial Credit Union
Lino Lakes, MN |
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| NCUA Charter Number | 4048 | |||
| Phone Number | (651) 747-1500 | |||
| Website | www.smwfcu.com | |||
| Asset Quality |
SMW Financial Credit Union
Lino Lakes, MN |
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| 1-Year Asset Growth | -1.54% | |||
| 5-Year Asset Growth | 3.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.05% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
SMW Financial Credit Union
Lino Lakes, MN |
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| Total Assets | 89.88M | |||
| Total Deposits | 80.23M | |||
| Capital and Reserves |
SMW Financial Credit Union
Lino Lakes, MN |
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| Capital | 9.47M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
SMW Financial Credit Union
Lino Lakes, MN |
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| Hot Money Ratio | 12.90% | |||
| Liquidity Ratio | 22.83% | |||
| Profitability |
SMW Financial Credit Union
Lino Lakes, MN |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 331.00K | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 87.81% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 4.85% | |||