SMW Financial Credit Union
| Weiss Ratings |
SMW Financial Credit Union
Lino Lakes, MN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 4.90 | |||
| Company Info |
SMW Financial Credit Union
Lino Lakes, MN |
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| NCUA Charter Number | 4048 | |||
| Phone Number | (651) 747-1500 | |||
| Website | www.smwfcu.com | |||
| Asset Quality |
SMW Financial Credit Union
Lino Lakes, MN |
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| 1-Year Asset Growth | 1.81% | |||
| 5-Year Asset Growth | 1.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
SMW Financial Credit Union
Lino Lakes, MN |
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| Total Assets | 91.29M | |||
| Total Deposits | 82.19M | |||
| Capital and Reserves |
SMW Financial Credit Union
Lino Lakes, MN |
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| Capital | 8.91M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
SMW Financial Credit Union
Lino Lakes, MN |
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| Hot Money Ratio | 13.10% | |||
| Liquidity Ratio | 17.94% | |||
| Profitability |
SMW Financial Credit Union
Lino Lakes, MN |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 151.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 94.16% | |||
| Return on Assets | 0.22% | |||
| Return on Equity | 2.39% | |||