B
Local Union 392 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.70
Stability Index 5.70
Company Info Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4050
Phone Number (513) 621-4600
Website www.392fcu.org
Asset Quality Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.73%
5-Year Asset Growth 3.27%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.37%
Non-Performing Loans to Loans 0.62%
Balance Sheet Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 15.42M
Total Deposits 12.81M
Capital and Reserves Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.51M
Leverage Ratio 16.38
Loan Loss Reserves to Loans 2.19%
Liquidity Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.58%
Liquidity Ratio 23.41%
Profitability Local Union 392 Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.56%
Net Income 51.00K
Net Interest Spread 6.20%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 73.84%
Return on Assets 1.33%
Return on Equity 8.21%