B
Vermont Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vermont Federal Credit Union
South Burlington, VT
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Rating B
Asset Quality Index 9.20
Capitalization Index 6.50
Liquidity Index 2.40
Profitability Index 5.70
Stability Index 5.70
Company Info Vermont Federal Credit Union
South Burlington, VT
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NCUA Charter Number 4061
Phone Number (802) 658-0225
Website www.vermontfederal.org
Asset Quality Vermont Federal Credit Union
South Burlington, VT
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1-Year Asset Growth 5.82%
5-Year Asset Growth 11.10%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.23%
Non-Performing Loans to Loans 0.37%
Balance Sheet Vermont Federal Credit Union
South Burlington, VT
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Total Assets 1.01B
Total Deposits 884.69M
Capital and Reserves Vermont Federal Credit Union
South Burlington, VT
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Capital 94.13M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 0.44%
Liquidity Vermont Federal Credit Union
South Burlington, VT
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Hot Money Ratio 14.75%
Liquidity Ratio 13.21%
Profitability Vermont Federal Credit Union
South Burlington, VT
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5-Year Return on Average Assets 0.95%
Net Income 4.02M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 76.71%
Return on Assets 0.79%
Return on Equity 8.83%