B
Building Trades Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.22
Leverage
Ratio
10.85
Return On
Assets
0.82%
Total
Assets
233.87M
Capital
21.57M
Total
Deposits
207.48M
Net
Income
1.42M
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Weiss Ratings Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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Rating B
Asset Quality Index 6.30
Capitalization Index 6.80
Liquidity Index 3.40
Profitability Index 5.40
Stability Index 6.30
Company Info Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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NCUA Charter Number 4065
Phone Number (763) 315-3888
Website www.buildingtradescu.com
Asset Quality Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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1-Year Asset Growth 3.30%
5-Year Asset Growth 7.98%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 12.05%
Non-Performing Loans to Loans 0.22%
Balance Sheet Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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Total Assets 233.87M
Total Deposits 207.48M
Capital and Reserves Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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Capital 21.57M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 0.58%
Liquidity Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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Hot Money Ratio 12.48%
Liquidity Ratio 13.79%
Profitability Building Trades Federal Credit Union
Maple Grove, MN 		Click to
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5-Year Return on Average Assets 0.49%
Net Income 1.42M
Net Interest Spread 4.10%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 79.85%
Return on Assets 0.82%
Return on Equity 9.54%