Legacy Community Federal Credit Union

Birmingham, AL

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.40
Capitalization Index	9.50
Liquidity Index	3.60
Profitability Index	1.70
Stability Index	7.20

Company Info	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4067
Phone Number	(205) 933-9933
Website	www.legacycreditunion.com/

Asset Quality	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.07%
5-Year Asset Growth	8.43%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.34%
Non-Performing Assets to Assets	0.31%
Non-Performing Loans to Capital	3.01%
Non-Performing Loans to Loans	0.43%

Balance Sheet	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	656.93M
Total Deposits	581.01M

Capital and Reserves	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	67.49M
Leverage Ratio	12.77
Loan Loss Reserves to Loans	0.25%

Liquidity	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.17%
Liquidity Ratio	17.88%

Profitability	Legacy Community Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	354.00K
Net Interest Spread	2.36%
Operating Profit to Average Assets	0.40%
Overhead Efficiency Ratio	87.35%
Return on Assets	0.22%
Return on Equity	2.11%