C
Tropical Financial Credit Union
MiramarFL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Tropical Financial Credit Union
Miramar, FL
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.20
Liquidity Index 3.40
Profitability Index 3.00
Stability Index 4.20
Company Info Tropical Financial Credit Union
Miramar, FL
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NCUA Charter Number 407
Phone Number (954) 517-7700
Website www.tropicalfcu.com
Asset Quality Tropical Financial Credit Union
Miramar, FL
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1-Year Asset Growth 4.68%
5-Year Asset Growth 5.83%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 5.08%
Non-Performing Loans to Loans 0.56%
Balance Sheet Tropical Financial Credit Union
Miramar, FL
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Total Assets 1.02B
Total Deposits 910.78M
Capital and Reserves Tropical Financial Credit Union
Miramar, FL
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Capital 87.69M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 1.59%
Liquidity Tropical Financial Credit Union
Miramar, FL
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Hot Money Ratio 17.43%
Liquidity Ratio 21.35%
Profitability Tropical Financial Credit Union
Miramar, FL
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5-Year Return on Average Assets 0.32%
Net Income 1.30M
Net Interest Spread 4.63%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 80.40%
Return on Assets 0.52%
Return on Equity 5.99%