D
U.P. Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.95
Leverage
Ratio
15.95
Return On
Assets
-5.44%
Total
Assets
2.58M
Capital
412.00K
Total
Deposits
2.30M
Net
Income
-110.00K
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Weiss Ratings U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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Rating D
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 0.00
Stability Index 5.50
Company Info U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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NCUA Charter Number 4077
Phone Number (501) 373-2290
Website www.upemployees.org
Asset Quality U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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1-Year Asset Growth -14.10%
5-Year Asset Growth -4.61%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 1.04%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.11%
Non-Performing Loans to Loans 0.75%
Balance Sheet U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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Total Assets 2.58M
Total Deposits 2.30M
Capital and Reserves U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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Capital 412.00K
Leverage Ratio 15.95
Loan Loss Reserves to Loans 0.35%
Liquidity U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 37.25%
Profitability U.P. Employees Federal Credit Union
North Little Rock, AR 		Click to
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5-Year Return on Average Assets -2.39%
Net Income -110.00K
Net Interest Spread 8.71%
Operating Profit to Average Assets -5.44%
Overhead Efficiency Ratio 171.72%
Return on Assets -5.44%
Return on Equity -31.27%