U.P. Employees Federal Credit Union

North Little Rock, AR

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.50
Capitalization Index	10.00
Liquidity Index	6.40
Profitability Index	0.00
Stability Index	5.50

Company Info	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4077
Phone Number	(501) 373-2290
Website	www.upemployees.org

Asset Quality	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-12.11%
5-Year Asset Growth	-4.61%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	2.14%
Non-Performing Assets to Assets	0.68%
Non-Performing Loans to Capital	9.80%
Non-Performing Loans to Loans	3.87%

Balance Sheet	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.64M
Total Deposits	2.32M

Capital and Reserves	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
Capital	449.00K
Leverage Ratio	16.99
Loan Loss Reserves to Loans	0.20%

Liquidity	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	60.15%

Profitability	U.P. Employees Federal Credit Union North Little Rock, AR	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-2.39%
Net Income	-74.00K
Net Interest Spread	9.00%
Operating Profit to Average Assets	-5.41%
Overhead Efficiency Ratio	158.93%
Return on Assets	-5.41%
Return on Equity	-30.33%