B
Pioneer Valley Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.68
Leverage
Ratio
11.68
Return On
Assets
0.35%
Total
Assets
151.92M
Capital
17.74M
Total
Deposits
121.68M
Net
Income
409.00K
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Weiss Ratings Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 4.00
Stability Index 7.10
Company Info Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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NCUA Charter Number 4083
Phone Number (413) 733-2800
Website www.pvcu.org
Asset Quality Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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1-Year Asset Growth -4.01%
5-Year Asset Growth 11.81%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.71%
Non-Performing Loans to Loans 0.42%
Balance Sheet Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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Total Assets 151.92M
Total Deposits 121.68M
Capital and Reserves Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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Capital 17.74M
Leverage Ratio 11.68
Loan Loss Reserves to Loans 0.69%
Liquidity Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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Hot Money Ratio 19.78%
Liquidity Ratio 15.48%
Profitability Pioneer Valley Federal Credit Union
Springfield, MA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 409.00K
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 77.58%
Return on Assets 0.35%
Return on Equity 3.11%