B
Pioneer Valley Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pioneer Valley Federal Credit Union
Springfield, MA
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.80
Liquidity Index 2.80
Profitability Index 4.00
Stability Index 6.50
Company Info Pioneer Valley Federal Credit Union
Springfield, MA
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NCUA Charter Number 4083
Phone Number (413) 733-2800
Website www.pvcu.org
Asset Quality Pioneer Valley Federal Credit Union
Springfield, MA
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1-Year Asset Growth 1.39%
5-Year Asset Growth 7.23%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.20%
Balance Sheet Pioneer Valley Federal Credit Union
Springfield, MA
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Total Assets 157.83M
Total Deposits 134.16M
Capital and Reserves Pioneer Valley Federal Credit Union
Springfield, MA
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Capital 18.19M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 0.80%
Liquidity Pioneer Valley Federal Credit Union
Springfield, MA
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Hot Money Ratio 16.09%
Liquidity Ratio 17.60%
Profitability Pioneer Valley Federal Credit Union
Springfield, MA
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5-Year Return on Average Assets 0.91%
Net Income 324.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 81.82%
Return on Assets 0.41%
Return on Equity 3.59%