B
Government Employees Federal Credit Union
AustinTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Government Employees Federal Credit Union
Austin, TX
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Rating B
Asset Quality Index 9.60
Capitalization Index 7.10
Liquidity Index 4.60
Profitability Index 6.80
Stability Index 5.40
Company Info Government Employees Federal Credit Union
Austin, TX
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NCUA Charter Number 4090
Phone Number (512) 339-9812
Website www.gefcu.org
Asset Quality Government Employees Federal Credit Union
Austin, TX
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1-Year Asset Growth 1.08%
5-Year Asset Growth 4.54%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 0.44%
Balance Sheet Government Employees Federal Credit Union
Austin, TX
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Total Assets 182.41M
Total Deposits 166.67M
Capital and Reserves Government Employees Federal Credit Union
Austin, TX
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Capital 17.39M
Leverage Ratio 10.47
Loan Loss Reserves to Loans 0.27%
Liquidity Government Employees Federal Credit Union
Austin, TX
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Hot Money Ratio 4.08%
Liquidity Ratio 24.50%
Profitability Government Employees Federal Credit Union
Austin, TX
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5-Year Return on Average Assets 0.58%
Net Income 1.35M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 71.81%
Return on Assets 0.98%
Return on Equity 11.16%