D
Unity One Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Unity One Credit Union
Fort Worth, TX
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Rating D
Asset Quality Index 6.00
Capitalization Index 0.40
Liquidity Index 4.10
Profitability Index 3.30
Stability Index 1.30
Company Info Unity One Credit Union
Fort Worth, TX
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NCUA Charter Number 4091
Phone Number (817) 306-3100
Website www.unityone.org
Asset Quality Unity One Credit Union
Fort Worth, TX
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1-Year Asset Growth 2.51%
5-Year Asset Growth 3.24%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 1.11%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 11.18%
Non-Performing Loans to Loans 0.77%
Balance Sheet Unity One Credit Union
Fort Worth, TX
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Total Assets 299.69M
Total Deposits 284.13M
Capital and Reserves Unity One Credit Union
Fort Worth, TX
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Capital 11.00M
Leverage Ratio 8.25
Loan Loss Reserves to Loans 1.43%
Liquidity Unity One Credit Union
Fort Worth, TX
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Hot Money Ratio 12.44%
Liquidity Ratio 18.11%
Profitability Unity One Credit Union
Fort Worth, TX
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5-Year Return on Average Assets 0.43%
Net Income -89.00K
Net Interest Spread 4.37%
Operating Profit to Average Assets 0.42%
Overhead Efficiency Ratio 90.42%
Return on Assets -0.12%
Return on Equity -3.45%