| Weiss Ratings |
Education First Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
Education First Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 4092 | |||
| Phone Number | (409) 898-3770 | |||
| Website | www.educationfirstfcu.org | |||
| Asset Quality |
Education First Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | 2.69% | |||
| 5-Year Asset Growth | 9.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 1.06% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 19.33% | |||
| Non-Performing Loans to Loans | 1.96% | |||
| Balance Sheet |
Education First Federal Credit Union
Beaumont, TX |
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| Total Assets | 622.83M | |||
| Total Deposits | 541.12M | |||
| Capital and Reserves |
Education First Federal Credit Union
Beaumont, TX |
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| Capital | 37.70M | |||
| Leverage Ratio | 8.65 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Liquidity |
Education First Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 20.16% | |||
| Liquidity Ratio | 16.71% | |||
| Profitability |
Education First Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | -1.34M | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 89.08% | |||
| Return on Assets | -0.28% | |||
| Return on Equity | -5.17% | |||