| Weiss Ratings |
Education First Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 3.40 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
Education First Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 4092 | |||
| Phone Number | (409) 898-3770 | |||
| Website | www.educationfirstfcu.org | |||
| Asset Quality |
Education First Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | 5.10% | |||
| 5-Year Asset Growth | 9.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 13.83% | |||
| Non-Performing Loans to Loans | 1.28% | |||
| Balance Sheet |
Education First Federal Credit Union
Beaumont, TX |
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| Total Assets | 635.87M | |||
| Total Deposits | 543.33M | |||
| Capital and Reserves |
Education First Federal Credit Union
Beaumont, TX |
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| Capital | 34.17M | |||
| Leverage Ratio | 8.61 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Education First Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 18.51% | |||
| Liquidity Ratio | 18.16% | |||
| Profitability |
Education First Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | -461.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 94.45% | |||
| Return on Assets | -0.29% | |||
| Return on Equity | -5.56% | |||