| Weiss Ratings |
Education First Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 3.90 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 2.00 | |||
| Company Info |
Education First Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 4092 | |||
| Phone Number | (409) 898-3770 | |||
| Website | www.educationfirstfcu.org | |||
| Asset Quality |
Education First Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | -5.19% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 1.55% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 5.24% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
Education First Federal Credit Union
Beaumont, TX |
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| Total Assets | 590.52M | |||
| Total Deposits | 550.56M | |||
| Capital and Reserves |
Education First Federal Credit Union
Beaumont, TX |
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| Capital | 36.40M | |||
| Leverage Ratio | 8.32 | |||
| Loan Loss Reserves to Loans | 2.20% | |||
| Liquidity |
Education First Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 31.33% | |||
| Liquidity Ratio | 13.48% | |||
| Profitability |
Education First Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -1.44M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 83.28% | |||
| Return on Assets | -0.32% | |||
| Return on Equity | -5.61% | |||