| Weiss Ratings |
Education First Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 2.00 | |||
| Company Info |
Education First Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 4092 | |||
| Phone Number | (409) 898-3770 | |||
| Website | www.educationfirstfcu.org | |||
| Asset Quality |
Education First Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | -5.37% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 1.52% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 10.75% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
Education First Federal Credit Union
Beaumont, TX |
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| Total Assets | 601.73M | |||
| Total Deposits | 564.68M | |||
| Capital and Reserves |
Education First Federal Credit Union
Beaumont, TX |
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| Capital | 33.88M | |||
| Leverage Ratio | 8.27 | |||
| Loan Loss Reserves to Loans | 1.89% | |||
| Liquidity |
Education First Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 31.74% | |||
| Liquidity Ratio | 14.88% | |||
| Profitability |
Education First Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -815.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.27% | |||
| Overhead Efficiency Ratio | 94.44% | |||
| Return on Assets | -0.54% | |||
| Return on Equity | -9.79% | |||