| Weiss Ratings |
Education First Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 2.30 | |||
| Company Info |
Education First Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 4092 | |||
| Phone Number | (409) 898-3770 | |||
| Website | www.educationfirstfcu.org | |||
| Asset Quality |
Education First Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | -4.10% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 1.87% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 6.51% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Education First Federal Credit Union
Beaumont, TX |
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| Total Assets | 598.26M | |||
| Total Deposits | 559.92M | |||
| Capital and Reserves |
Education First Federal Credit Union
Beaumont, TX |
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| Capital | 34.31M | |||
| Leverage Ratio | 8.13 | |||
| Loan Loss Reserves to Loans | 2.12% | |||
| Liquidity |
Education First Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 32.07% | |||
| Liquidity Ratio | 15.25% | |||
| Profitability |
Education First Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -1.92M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 85.58% | |||
| Return on Assets | -0.64% | |||
| Return on Equity | -11.38% | |||