D
South Metro Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings South Metro Federal Credit Union
Prior Lake, MN
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Rating D
Asset Quality Index 9.00
Capitalization Index 3.90
Liquidity Index 3.40
Profitability Index 4.50
Stability Index 2.50
Company Info South Metro Federal Credit Union
Prior Lake, MN
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NCUA Charter Number 4099
Phone Number (952) 445-0888
Website www.southmet.com
Asset Quality South Metro Federal Credit Union
Prior Lake, MN
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1-Year Asset Growth 6.66%
5-Year Asset Growth 7.94%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 3.58%
Non-Performing Loans to Loans 0.37%
Balance Sheet South Metro Federal Credit Union
Prior Lake, MN
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Total Assets 179.88M
Total Deposits 157.19M
Capital and Reserves South Metro Federal Credit Union
Prior Lake, MN
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Capital 11.28M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 0.71%
Liquidity South Metro Federal Credit Union
Prior Lake, MN
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Hot Money Ratio 14.13%
Liquidity Ratio 17.47%
Profitability South Metro Federal Credit Union
Prior Lake, MN
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5-Year Return on Average Assets 0.51%
Net Income 355.00K
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 81.88%
Return on Assets 0.27%
Return on Equity 4.92%