South Metro Federal Credit Union
| Weiss Ratings |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 3.90 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 2.00 | |||
| Company Info |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4099 | |||
| Phone Number | (952) 445-0888 | |||
| Website | www.southmet.com | |||
| Asset Quality |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.52% | |||
| 5-Year Asset Growth | 6.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 7.48% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 173.64M | |||
| Total Deposits | 161.30M | |||
| Capital and Reserves |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 10.88M | |||
| Leverage Ratio | 8.89 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.13% | |||
| Liquidity Ratio | 18.65% | |||
| Profitability |
South Metro Federal Credit Union
Prior Lake, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | -72.00K | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 96.14% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -1.37% | |||