South Metro Federal Credit Union
| Weiss Ratings |
South Metro Federal Credit Union
Prior Lake, MN |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 3.90 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 2.50 | |||
| Company Info |
South Metro Federal Credit Union
Prior Lake, MN |
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| NCUA Charter Number | 4099 | |||
| Phone Number | (952) 445-0888 | |||
| Website | www.southmet.com | |||
| Asset Quality |
South Metro Federal Credit Union
Prior Lake, MN |
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| 1-Year Asset Growth | 6.66% | |||
| 5-Year Asset Growth | 7.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 3.58% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
South Metro Federal Credit Union
Prior Lake, MN |
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| Total Assets | 179.88M | |||
| Total Deposits | 157.19M | |||
| Capital and Reserves |
South Metro Federal Credit Union
Prior Lake, MN |
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| Capital | 11.28M | |||
| Leverage Ratio | 8.81 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
South Metro Federal Credit Union
Prior Lake, MN |
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| Hot Money Ratio | 14.13% | |||
| Liquidity Ratio | 17.47% | |||
| Profitability |
South Metro Federal Credit Union
Prior Lake, MN |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 355.00K | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 81.88% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 4.92% | |||