C
Blaze Credit Union
Rating Date
March 2024
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Major Rating Factors: Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.2 and a net worth ratio of 7.8. Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.1 has resulted in Weak (1.5) profitability.
Other Rating Factors: A current level of 6.1 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Excellent asset quality (7.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix: Consumer loans (28%), home mtgs (22%), securities (9%), other (40%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
2025 Larpenteur Avenue, West
Falcon Heights, MN 55113
Phone Number
(651) 215-3500
NCUA Charter Number
Weiss Ratings