Blaze Credit Union
Major Rating Factors:
A current level of 5.3 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Excellent asset quality (8.0). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.7 has resulted in Good (5.9) profitability.
Other Rating Factors:
Good current capitalization (5.7 on a scale of 0 to 10) based on a net capital to total assets of 8.1 and a net worth ratio of 0.0. Fair liquidity 3.9, driven by a liquidity ratio of 24.2 percent and a “hot money” ratio of 12.0 percent.
Asset Mix:
Consumer loans (22%), home mtgs (21%), securities (5%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2025 Larpenteur Avenue, West
Falcon Heights, MN 55113
Falcon Heights, MN 55113
Phone Number
(651) 215-3500
NCUA Charter Number
Website
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