| Weiss Ratings |
Upstate Federal Credit Union
Anderson, SC |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Upstate Federal Credit Union
Anderson, SC |
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| NCUA Charter Number | 4101 | |||
| Phone Number | (864) 328-0303 | |||
| Website | www.upstatefcu.org | |||
| Asset Quality |
Upstate Federal Credit Union
Anderson, SC |
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| 1-Year Asset Growth | -4.50% | |||
| 5-Year Asset Growth | 13.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.30% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Upstate Federal Credit Union
Anderson, SC |
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| Total Assets | 137.69M | |||
| Total Deposits | 124.70M | |||
| Capital and Reserves |
Upstate Federal Credit Union
Anderson, SC |
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| Capital | 13.70M | |||
| Leverage Ratio | 10.14 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Upstate Federal Credit Union
Anderson, SC |
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| Hot Money Ratio | 10.77% | |||
| Liquidity Ratio | 19.81% | |||
| Profitability |
Upstate Federal Credit Union
Anderson, SC |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 811.00K | |||
| Net Interest Spread | 5.70% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 87.48% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 8.26% | |||