C
Cumberland Municipal Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
19.77
Leverage
Ratio
19.78
Return On
Assets
0.74%
Total
Assets
8.70M
Capital
1.72M
Total
Deposits
6.87M
Net
Income
16.00K
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Weiss Ratings Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 5.30
Stability Index 5.00
Company Info Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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NCUA Charter Number 4102
Phone Number (401) 658-0010
Website cumberlandcu.org
Asset Quality Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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1-Year Asset Growth 0.40%
5-Year Asset Growth 5.87%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.29%
Non-Performing Loans to Loans 0.14%
Balance Sheet Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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Total Assets 8.70M
Total Deposits 6.87M
Capital and Reserves Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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Capital 1.72M
Leverage Ratio 19.78
Loan Loss Reserves to Loans 0.06%
Liquidity Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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Hot Money Ratio 33.46%
Liquidity Ratio 56.01%
Profitability Cumberland Municipal Employees Federal Credit Union
Cumberland Hill, RI 		Click to
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5-Year Return on Average Assets 0.39%
Net Income 16.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 83.33%
Return on Assets 0.74%
Return on Equity 3.74%