Cumberland Municipal Employees Federal Credit Union

Cumberland Hill, RI

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	6.00
Profitability Index	2.90
Stability Index	7.90

Company Info	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4102
Phone Number	(401) 658-0010
Website	cumberlandcu.org

Asset Quality	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.90%
5-Year Asset Growth	5.87%
5-Year Charge-Offs to Average Loans	-0.05%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.22%
Non-Performing Loans to Capital	1.09%
Non-Performing Loans to Loans	0.55%

Balance Sheet	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.70M
Total Deposits	6.88M

Capital and Reserves	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
Capital	1.73M
Leverage Ratio	19.92
Loan Loss Reserves to Loans	0.09%

Liquidity	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	31.64%
Liquidity Ratio	49.86%

Profitability	Cumberland Municipal Employees Federal Credit Union Cumberland Hill, RI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.39%
Net Income	28.00K
Net Interest Spread	3.36%
Operating Profit to Average Assets	0.64%
Overhead Efficiency Ratio	83.46%
Return on Assets	0.64%
Return on Equity	3.26%